Cross-Border Payments
Cross-Border Payment Solutions
From collecting payments from US customers to safely transferring funds to China — we help you connect every link.
Wise International Transfers
Low fees, real-time exchange rates — transfer USD from your US bank to a Chinese bank card.
Airwallex Multi-Currency
Multi-currency collection and exchange, ideal for businesses with customers in multiple countries.
Stripe Collections
Global customers pay online, with automatic settlement to your US bank account.
Compliant Fund Channels
Ensure fund flows comply with both US and Chinese regulations, avoiding account freeze risks.
How Money Flows
1
Global Customers
Pay online via Stripe
2
US Bank
Stripe settles to Mercury account
3
International Transfer
Low-cost transfer via Wise
4
China Bank
RMB arrives, compliantly declared
Compliance Considerations
- Annual individual foreign exchange quota is $50,000 (CNY equivalent)
- Large transfers require a reasonable business purpose explanation
- Keep all transfer records for tax filing
- Use legitimate channels — avoid grey market transfers